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Posts Tagged ‘Economy’

I needed a hair cut SO BAD this week, I hadn’t had it cut since February, so I called my friend Carrie who always cuts my hair and begged her to fit me in this week. (She’s going on vacation next week, so I’d have to wait almost 2 weeks if she couldn’t do it this week.)  She was able to fit me in on Tuesday morning, and as I went to write her a check for my haircut, she said, “Before you write a check, what are you doing tomorrow morning?  Could you watch my daughter while I go to the Doctor?”  Of course I told her that would be fine, and she suggested that we just trade babysitting for a hair cut.  

 Not only was this a HUGE blessing, but it’s also a great way to save money!

 This is the first time I’d traded services with Carrie, but two of my friend Patty’s girls take piano lessons from me; Patty pays 1/2 of their tuition and they watch Grace every Friday afternoon for me for FREE! 🙂

I’ve also traded piano lessons for massages when one of the mom’s I taught for was a massage therapist. 

There are so many other things you can trade.  I hemmed up a pair of pants for a friend of mine and he replaced the break lights in my car for me as a trade. 

If you have any other ideas on ways to save money by trading services, please comment.

P.S.  This is one of the best hair cuts I’ve had in a long time!

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I’ve always been a very thrifty person, but with the state of the economy, I, like everyone else, am looking for new ways to save money.

I’ve already posted about what I do to save money on gas.  This week, I discovered a way to save money on some grocery and personal care items.

I am a Wal-mart grocery shopper.  I am always amazed when I go to other grocery stores how much LESS items are at Wal-mart.  And even if you only save .20 or .30 cents on each item, it all adds up in the end.  Wal-mart WITH COUPONS is an even better way to save money, but I’ve made a discovery……

The other day, we went to our local Dollar Tree.  I shop the Dollar Tree pretty frequently to pick up prized for my piano students, but I don’t usually go through the food section……I discovered that our Dollar Tree carries a lot of BRAND NAME food items.  Here’s what we found:

*Colgate toothpaste (even at Wal-mart, Colgate is almost $3.00)

*Colgate kids’ toothpaste (same as above.)

*Big cans of Spaghettio’s (not the small ones that are usually .89c, the big ones that are around $2.00 in the store.)

*Kool-Aide Brand Popsicles. (These are about $2.50 at Wal-mart)

*AAA, AA, C, and D batteries (several different brands, Sunbeam, Energizer, etc and these were packs of 4 & 8 Batteries.)

*Pringles Gourmet Chips (I think they’re called Pringles Selects, they had BBQ, Garlic Parmesan, Sweet Potato Cinnamon and a few other kinds.  These also run about $3.00 at Wal-mart.)

I was AMAZED that they carried these items and there were other brand name items that we didn’t purchase this week, so I think I’m going to start checking at the Dollar Tree on my way out to Wal-mart to see what items on my list  I can pick  up for less.

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Being self employed, I’m feeling the “economic crisis” a little bit more than I would if I was still working….never the less, I know God is in control and that He will take care of our needs.  Using the concepts I talked about in the previous post “God helps those who help themselves” I’d like to talk about some ways to beat or “outsmart” the economic crisis.

First of all, as Christians, our first resort should be prayer.  This doesn’t always come automatically to us, but once we learn this lesson, things go a lot smoother.  So first, I’m in prayer about our finances and God providing Piano Students and people to buy things on ebay (my other money making hobby!)

Second of all, I’m excited that gas prices have gone down almost $1.50 PER GALLON since this summer!  I continue to use mid-grade (it lasts longer), purchase gas where I can use a discount card, fill up when the needle hits 3/4 tank, turn my car off when I’m in the drive up at the bank and stay home more often. (the more I can save on gas, the less I will feel this economic crisis affecting me)

Third of all, I’ve been doing the MAJORITY of my shopping on ebay.com.  I just bought black and white ink for an HP printer and paid $15.90 which INCLUDES the shipping.  The black ink alone at a store like Wal-mart runs 19.99, if you buy black and white there, it’s almost $50!  What a savings.  I also buy DVD’s on ebay……..you can even get new movies on there, people buy them, watch them once and resell them on ebay for a lot less than they are in the store.  Another thing I purchase on ebay is my Mary Kay products.  There are 4 products that I use on a daily basis that are Mary Kay.  I can usually get what I need for $30.00, including shipping (which lasts me about 2 months). One of the products I use costs $30 alone from Mary Kay….another great savings!  Last of all, I purchase my Bath & Body works air freshener refills on ebay.  We don’t have a BBW in our area, so not only does it save me lots of money on gas, but I just purchased 4 sets of refills for 34.00 in the store, they would have been $50.00 plus tax, and my gas to drive to the nearest BBW, which is almost 2 hours away.

I resell Grace’s toys and clothes on ebay and usually, I get almost as much for them as I paid for them (sometimes, I get more for them than I paid for them)

I also shop clearance and thrift stores (you have to take your time to dig through things, but I find her a lot of new things from Gymboree, Gap and the Children’s place at thrift stores) and stock up on things for the next season.  Last year, I bought her several cute winter outfits at the Macy’s 1-day sale, they were $4.99 each (one of the dresses was a $69.00 dress!)

Also, when I was working, I ate out for lunch EVERY day, at the hospital I worked at, I could get lunch for $5.00, which isn’t bad, for a full meal, but that’s $100 a month just for lunch.  Now that I’m home, we only eat out once a week and it saves LOTS of money.

I hope these give you some good ideas.  If you have additional ideas, please share!

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